Interest Rate Conversions

Unlike other lenders, Farm Credit Southeast Missouri makes it easy for you to take advantage of lower interest rates without cumbersome paperwork, time, and cost!* Whether your current loan is on a variable rate and you are looking to lock in a low rate for a longer time period or you have a higher fixed or adjustable rate loan from a prior year, you can convert your current PFCS loan to a lower rate / longer term product with just a signature!

When you have a loan with Farm Credit Southeast Missouri you have the opportunity to change your pricing terms anytime during the life of your loan.* It could not be easier to save money and/or increase your security against rising interest rates. One signature... that's all it takes!

An interest rate conversion is not a refinancing. There is no need to re-qualify for a loan or pay any fees in most cases.* A conversion is an amendment to your loan agreement authorizing a change in the pricing terms of your loan. For example, if you have a 3 year adjustable rate loan and you see rates drop; you may be able to convert to a 15-year fixed product at a lower rate. Or, if you a variable rate loan, you can convert to a fixed rate at a later time with no extra cost to you.
Join the hundreds of area farmers who, together, will save over $1.7 million in interest fees the first year!

*NOTE: Conversion fees may apply on Farm Credit Southeast Missouri loans with adjustable or fixed rates which was either originated or repriced within the past 12 months.

Progressive Farm Credit Services is now...

New Name. Fresh Look. Same Great Service.

www.FarmCreditSEMO.com

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